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Fly more by converting your Travel Credits to Flying Returns points


Use your Travel Credits to fly more and make your trips more rewarding!

Convert Travel Credits of your SBI Card MILES to Flying Returns points for reward flights, upgrades, and more.

Offer overview


Check eligibility and conversion rate for SBI Card MILES 


Convert Travel Credits through the SBI Card App  or Website


Converted points will be credited to your Flying Returns account in approximately 2 working days.

Convert Now, Fly More

Maximise the Travel Credits on your SBI Card MILES by converting them to Flying Returns points and get closer to earning reward flights and upgrades on Air India. Refer the table below to know your eligibility and earn rate.

Eligible CardsSBI Card MILES Travel CreditsFlying Returns points

Let’s make it simpler

Imagine you need 300 Flying Returns points to get that desired upgrade. If you have 300 Travel Credits in your SBI Card MILES account, you can convert those to 300 Flying Returns points and get yourself that upgrade.

Pro tip: It is best to convert your points online well ahead of purchasing your upgrades or reward flights, as it takes approximately 2 working days for points to appear in your Flying Returns account.

How to convert:

  • Login to SBI Card App  or Website.
  • Select ‘Rewards’ -> ‘Air Miles’.
  • Members will be redirected to the Miles Conversion Page & select  ‘Air India Flying Returns’
  • Click ‘Transfer Now’
  • If you are a first-time user, enter your Flying Returns membership ID to link your account before you are redirected to the points transfer page.
  • Converted points will be credited to your Flying Returns account within 2 working days. Points will be visible in the recent activity section of your Flying Returns account.

Note: If you can't find converted points in your Flying Returns account, send a screenshot of the transaction or the receipt to, or call our Customer Support on 022 68554006.

About SBI Card

Launched in 1998, SBI Card offers a wide range of world-class value-added payment products and services to Indian consumers. With the motto of ‘make life simple’ for its customers, it offers an extensive and diversified credit card portfolio that include a wide range of products, from mass to super premium. SBI Card has over 18.5 million cards in force as of March 31, 2024, and is the largest pure-play credit card issuer in the country. The brand’s customer centric approach has enabled it to offer many innovative and industry-first products & services, earning many industry accolades.


Terms and Conditions 

  • Upon redemption, the Travel Credits thus claimed will be automatically deducted from the accumulated points balance in the SBI Card MILES account.
  • Customers can transfer SBI Card Travel Credits only to their own Flying Returns account. Points transfer to any other Flying Returns account is not permitted. 
  • SBI and Air India reserve the right to extend or terminate this programme without prior notice. 
  • A card holder cannot transfer points to another card holder/card account.
  • Once SBI Travel Credits are converted into Flying Returns points, the transaction cannot be reversed or cancelled.
  • All terms and conditions of the SBI Card Travel Credits conversion programme are applicable unless otherwise mentioned. 
  • For any conversion request to Flying Returns points, the membership account will be credited with points in approximately 2 working days from the date of receiving the request. Whilst SBI Card shall endeavour to execute all conversion requests within this period, SBI Card shall not be liable in any way for any delay in crediting the SBI Travel Credits points to member’s Flying Returns membership account. 
  • In case the Cardholder voluntarily closes the credit card, the Travel Credits accumulated on his/her SBI Card can be redeemed within 30 days of closure, otherwise these will automatically lapse. In the event of cancellation of the SBI Card for any other reason, all the Travel Credits accumulated will stand forfeited. If the Credit Card is blocked or suspended by SBI Cards and Payment Services Private Ltd. (SBICPSL) for any reason whatsoever, then the Travel Credits accumulated shall stand forfeited but may be reinstated at the discretion of SBICPSL if use of SBI Card is reinstated.
  • SBI Card is not liable for any delay, non-delivery, shortfall, deficiency, or unsatisfactory service provided by Air India’s Flying Returns programme.
  • SBI Card shall not be liable for any issues related to cardholder's Flying Returns membership and associated privileges. 
  • Air India is responsible for the Flying Returns programme. Flying Returns points are issued and redeemed in accordance with Air India’s Flying Returns Programme T&Cs. 
  • The terms and conditions of this offer shall be governed by the laws of India.
  • Any dispute arising from this offer shall be subject to the exclusive jurisdiction of competent courts in Delhi. 

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